The SBA can be a little stodgy, if only for the reason that more than 60% of the workforce is eligible to retire. A key to modest business development and good results is execution of systems that are created to generate profits and create customer loyalty. Deliver the name, property address, Social Safety quantity and percentage of ownership for any person obtaining any ownership interest in the business. EBITDA is profit of the business assuming the Owner/CEO/President receives fair marketplace compensation from the expenditures of the business. She began freelancing in 2012 and became a contributing writer for Business News Every day in 2015.